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This Girl Talks Money with Live Better Lucy

Updated: Mar 13

Meet Lucy Sommer, founder of Live Better Lucy. Lucy is a Nutritional Therapist based in Surrey and South London. Lucy wanted to help the younger version of herself; she struggled throughout their late teens and early twenties with body image, food and self-esteem so she created Live Better Lucy to do just that.

When was the last time you checked your bank balance?

I checked both my personal and business accounts yesterday.


How have you learnt what you know about money and finance?

Most of what I know about money has come from my dad. He trained as an accountant and also owns a successful family business. Even though my dad has been successful you would never know by meeting him. When he doesn’t have business meetings he literally walks around the house in clothes he’s had for probably over 30 years (moth holes and all) and his hands are very rough from all the work he does outdoors. I am one of seven and not only did my parents spend most of their money sending us all to private school they also fostered a son for 6 years. They continue to give a lot of their money to charity and rarely spend it on themselves.


Other than that I have taught myself, I guess it comes with starting a business from scratch, so I am learning a lot at the moment! I even bought the book ‘Accounting and Bookkeeping for Dummies’ because I want to understand how it all works. I spent most of my life being very naive about money so I am determined to learn as much as I can.


When was the last time you had an open conversation about money? With who and why?

It was only a couple of days ago when I had a meeting with an accountant. I thought I could do the business accounting myself but recently this has been more and more difficult thanks to the business growing! We had about a two hour conversation about money and business which I loved.


Has money ever been an issue between you and someone close to you?

Yes, only since starting my business really. My partner is in a very stable financial position and sometimes I can feel a bit uncomfortable when I compare his salary to mine. He is always so supportive and basically just tells me I’m being an idiot, but not having that stability can be very overwhelming at times.


If you could talk to your younger self about money, what would you say?

  • Where to start?!

  • Save, save, save and save some more.

  • Know your worth and never undersell yourself.

  • Material possessions do not provide long term happiness.

  • When it comes to buying things avoid trends, buy good quality/ timeless pieces - this is more sustainable and you’ll save money in the long run.

  • Be open about money and don’t be afraid to ask questions! The more you know about money the more power/ control you will have when making financial decisions.

  • Always remember it is a privilege to have disposable cash; don’t forget to give back.

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 TGTM provides information & articles for educational purposes only & is for general information only. In particular, the information does not constitute financial advice. or any form of recommendation & is not intended to be relied upon. For specific advice, please speak to an independent financial advisor.